Pro Baccarat Guide: Easy Strategies to Beat the House Edge
Baccarat is one of the most elegant and popular card games in casinos, both online and in-person. Beloved by high rollers and casual players alike, its appeal lies in its simplicity, low house edge, and fast-paced action.
While luck is the core of Baccarat, using sound strategies and understanding game dynamics can improve your odds. This guide will help you learn how to play like a pro and manage your bankroll for maximum efficiency.
Baccarat is a comparing card game played between two hands:
Player
Banker
The goal is to bet on which hand will total closest to 9—or if they’ll tie.
Card Values:
Aces = 1
2–9 = Face value
10s and face cards (J, Q, K) = 0
Only the last digit of the total counts (e.g., 7 + 6 = 13 → 3)
Baccarat Bet Types & House Edges
Bet
Payout
House Edge
Banker
0.95:1
1.06% Best bet
Player
1:1
1.24%
Tie
8:1 or 9:1
14.36%–15.75% Worst bet
Pro Tip: Always bet on Banker—it statistically wins just over 50% of the time.
Best Baccarat Strategies (Simple & Effective)
Strategy 1: Always Bet Banker
The Banker hand has a slight edge due to drawing rules.
Yes, there’s a 5% commission, but it still beats the Player bet long-term.
Why it works: It offers the lowest house edge of any standard casino table game bet.
Strategy 2: Follow the Shoe (Streak Tracking)
Many players watch for trends—long streaks of Banker or Player wins.
This is often referred to as the “Trend Switch Combat Strategy.”
How to apply:
Wait for a clear streak (e.g., Banker has won 4+ times).
Jump in and ride the streak.
Stop when the streak breaks or set a win/loss limit.
Pro Tip: This doesn’t beat the odds but can help with discipline and rhythm.
Strategy 3: Flat Betting
Wager the same amount every hand—no Martingale or chasing losses.
Helps preserve your bankroll and avoid variance traps.
Why it works: Keeps your play consistent, simple, and psychologically stable.
Strategy 4: One-Sided Betting
Stick with Banker or Player throughout a session.
When you lose, take a break or sit out 1–2 hands.
Continue with your chosen side.
Why it works: Reduces indecision and betting errors. Also lowers mental fatigue during long sessions.
Strategy 5: Avoid the Tie Bet
Although it offers tempting payouts (8:1 or 9:1), the tie bet has a house edge of 14%+.
Even when it wins, you’re giving up too much value.
Pro Tip: Unless you’re card counting or using side bet promotions, skip it completely.
Bankroll Management Tips from Baccarat Pros
Set Betting Units
Decide on a unit size (e.g., $10).
Bring at least 30–50 units to the table.
Play in Sessions
Divide your session into rounds (e.g., 20 hands).
Take breaks after each round.
Stop-Loss & Win Goals
Set a stop-loss (e.g., 30% of your bankroll).
Set a win goal (e.g., +10 units) and walk away when achieved.
Pro Tip: Winning in Baccarat is often about knowing when to stop.
Advanced Pro Tips and Insights
Know the Third Card Rule
While players don’t control the drawing, understanding how the third card is dealt helps you anticipate outcomes:
Player draws a third card if total is 0–5.
Banker draws based on more complex rules (including what card Player drew).
Track Trends (Big Road, Big Eye Boy, etc.)
Casinos offer trend tracking scoreboards. While not scientifically useful, they help some players stay engaged and consistent with their plan.
Use Mini-Baccarat for Volume, Live Baccarat for Control
Mini-Baccarat is fast-paced—great for applying strategies quickly.
Live Dealer Baccarat gives you more time to think and plan.
Conclusion: Simple Discipline Beats Fancy Systems
Baccarat is one of the few casino games where players have a real shot at keeping the house edge minimal. You don’t need complex systems—just a steady hand, smart bets, and the discipline to walk away when you’re ahead.
Final Takeaways:
Bet Banker more often than not.
Never bet Tie.
Stick with flat betting or low-risk strategies.
Know when to quit while you’re ahead.
Baccarat Third Card Drawing Rules Cheat Sheet
Hand
Action
Player total 0–5
Player draws third card
Player total 6–7
Player stands
Player total 8–9
Natural hand, both stand
Banker total 0–2
Banker draws regardless of Player
Banker total 3
Draws if Player’s third card ≠ 8
Banker total 4
Draws if Player’s third card is 2–7
Banker total 5
Draws if Player’s third card is 4–7
Banker total 6
Draws if Player’s third card is 6–7
Banker total 7
Banker stands
Banker total 8–9
Natural hand, both stand
Simulated Baccarat Hands & Trends
Hand #
Player Total
Banker Total
Winner
1
6
9
Banker
2
1
4
Banker
3
7
8
Banker
4
9
4
Player
5
1
6
Banker
6
2
7
Banker
7
4
9
Banker
8
8
8
Tie
9
3
5
Banker
10
8
2
Player
KateManaging Editor & Head of Brand
At SlotZone, Katherine: runs day-to-day publishing, copy standards, and tone of voice; leads responsible-gambling and transparency pages; and maintains our style guide, update notes, and reader-facing explanations of how ratings work.
ID used to identify users for 24 hours after last activity
24 hours
_gat
Used to monitor number of Google Analytics server requests when using Google Tag Manager
1 minute
_gac_
Contains information related to marketing campaigns of the user. These are shared with Google AdWords / Google Ads when the Google Ads and Google Analytics accounts are linked together.
90 days
__utma
ID used to identify users and sessions
2 years after last activity
__utmt
Used to monitor number of Google Analytics server requests
10 minutes
__utmb
Used to distinguish new sessions and visits. This cookie is set when the GA.js javascript library is loaded and there is no existing __utmb cookie. The cookie is updated every time data is sent to the Google Analytics server.
30 minutes after last activity
__utmc
Used only with old Urchin versions of Google Analytics and not with GA.js. Was used to distinguish between new sessions and visits at the end of a session.
End of session (browser)
__utmz
Contains information about the traffic source or campaign that directed user to the website. The cookie is set when the GA.js javascript is loaded and updated when data is sent to the Google Anaytics server
6 months after last activity
__utmv
Contains custom information set by the web developer via the _setCustomVar method in Google Analytics. This cookie is updated every time new data is sent to the Google Analytics server.
2 years after last activity
__utmx
Used to determine whether a user is included in an A / B or Multivariate test.
18 months
_ga
ID used to identify users
2 years
_gali
Used by Google Analytics to determine which links on a page are being clicked
30 seconds
Marketing cookies are used to follow visitors to websites. The intention is to show ads that are relevant and engaging to the individual user.